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San Bernardino Contractors Insurance Glossary
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San Bernardino California
Contractor Insurance Glossary

Coinsurance Provision

A property insurance provision that penalizes that insured's loss recovery if the limit of insurance purchased by the insured is not at least equal to a specified percentage (commonly 80 percent) of the value of the insured property. The coinsurance provision specifies that the insured will recover no more than the following: the amount of the loss multiplied by the ratio of the amount of insurance purchased (the limit of insurance) to the amount of insurance required (the value of the property of the date of loss multiplied by the coinsurance percentage), less the deductible.





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San Bernardino Contractors Insurance offered for virtually all CA contractors
San Bernardino County CA Daggett CA Lucerne Valley CA Rialto CA
  Devore CA Lytle Creek CA Rice CA
Adelanto CA Devore Heights CA Mentone CA Rimforest CA
Amboy CA Earp CA Montclair CA Running Springs CA
Angelus Oaks CA Fontana CA Morongo Valley CA San Antonio Heights CA
Apple Valley CA Forest Falls CA Mount Baldy Village CA San Bernardino CA
Baker CA Fort Irwin CA Mountain View Acres CA Searles Valley CA
Baldwin Lake CA Goffs CA Muscoy CA Skyforest CA
Barstow CA Grand Terrace CA Nebo Center CA Sugarloaf CA
Big Bear City CA Helendale CA Needles CA Trona CA
Big Bear Lake CA Hesperia CA Newberry Springs CA Twentynine Palms CA
Big River CA Highland CA Nipton CA Twentynine Palms Base CA
Bloomington CA Hinkley CA Oak Glen CA Twin Peaks CA
Bluewater CA Hodge CA Oak Hills CA Upland CA
Cadiz CA Joshua Tree CA Ontario CA Valley of Enchantment CA
Cedar Glen CA Kingston CA Oro Grande CA Victorville CA
Chino CA Kramer Junction CA Phelan CA Wonder Valley CA
Chino Hills CA Lake Arrowhead CA Pinon Hills CA Wrightwood CA
Colton CA Landers CA Rancho Cucamonga CA Yermo CA
Crafton CA Lenwood CA Red Mountain CA Yucaipa CA
Crestline CA Loma Linda CA Redlands CA Yucca Valley CA


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San Bernardino CA Contractor Insurance

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Contact Name
Company
Address
City
County
Zip
Email
Phone - -
Fax - -
Classification
(i.e. "electrician", "general contractor", etc.)
Tell Us About Your Operations
# Active Owners
# Full-time Field Employees
Contractor License #
# Part-time Field Employees
Work on New Tracts? Yes
No
Work on New Condos, Townhomes, or Apartments? Yes
No
Work Percentage
(Must Equal 100%)
New Commercial Service & Repair
Residential Miscellaneous Industrial
Remodel New Custom Homes
Company Information
Annual Payroll (exclude owners)
$
Annual Gross Receipts
$
Annual Sub Costs
$
Current Insurance Carrier
(If none, enter "none")

My Policy Renews (Current date if not insured)

Month
Year
Provide detailed description of your contracting operations. The more complete the description, the more accurate your quote will be.